First Time Buyers

Buying your first home is a very exciting time but is likely to be the most expensive decision you will ever take in your life. Not only will you have to pay the costs and expenses in completing the purchase of your first house, but you will be committing yourself to paying a mortgage for many years after you have moved in.

We at Spratt Endicott accept that all first time buyers are new to the conveyancing process which can appear complex and bewildering to many.

What are the benefits of using Spratt Endicott to buy your first home?

1. We will talk to you in plain English – not in legal jargon.
2. Any correspondence and reports which you receive from us will be written in plain and concise language.
3. We will be available at all times throughout the transaction to deal with any enquiries you have. You can contact us by direct dial telephone, fax or email.
4. We are the most technically advanced firm of solicitors in Banbury.
5. You can check the progress of your transaction via our website 24/7.
6. We can recommend you to independent mortgage brokers who are committed to giving you unbiased advice on what is the best possible mortgage product to suit your own circumstances.
7. We can recommend you to qualified valuers who can ensure the property you are buying is structurally sound.
8. We are dedicated to providing a high quality conveyancing service. For further details of what you can expect to receive from see Our Offer to You.

First time buyers are the only group of people who genuinely benefit from the introduction of Home Information Packs for all houses in England and Wales from 14 December 2007. Home Information Packs include the local and drainage and water searches which previously all buyers would have had to pay for, but which will now be included in the Home Information Pack at the seller’s expense.

We at Spratt Endicott would like to help you to get on to the first step of the property ladder and are prepared to reduce our professional charges, for those people genuinely buying their first property, by £50.00 plus VAT. If you are a genuine first time buyer make sure you tick the appropriate box when you obtain your online conveyancing estimate.

Please do not hesitate to telephone Spratt Endicott on 01295 204100 if you have any queries.